Guides
Compensation Payouts
Forget the online calculators that promise a random number. Real compensation is based on hard medical evidence and exact financial losses. If you were knocked off your bike and it wasn't your fault, we connect you with specialists who ensure every single penny you lost is accounted for in your claim.
What to Do After a Crash
The minutes immediately following a crash are chaotic, painful, and confusing with adrenaline pumping through your system. But what you do at the side of the road can make or break your future compensation claim. If you have been knocked off, follow these simple but important steps.
Claim Time Limits
You do not have forever to make a claim. The law sets strict deadlines, and if you miss one you can lose the right to claim, however serious your injuries. We connect you with specialists who make sure your claim is logged, protected and actioned well within the legal timeframe.
Claiming With No Witnesses
It is a biker's worst nightmare. A car wipes you out on an empty country road or a quiet industrial estate. There is nobody around. It is just your word against the driver's, and the driver disputes what happened. You might think you cannot win, but that is not necessarily so. We connect you with specialists who use hard physical evidence to establish what really happened.
Will My Insurance Go Up?
It is the ultimate insult. You get wiped out by a bad driver. Your bike is ruined. You do everything by the book, and then next year, your insurance company hikes your premium anyway. We believe in being straight with you. Here is how insurance companies treat non-fault claims, and how using independent specialists can help protect your wallet.
Types of Bike Injuries
Motorbikes don't have crumple zones, airbags, or seatbelts. When a crash happens, your body absorbs the kinetic energy. Even a low-speed drop can cause serious damage. We connect you with specialists who understand the unique physical toll of bike crashes and ensure no injury is left out of your compensation claim.
Should I Claim Through My Own Insurance After a Bike Crash?
It is the automatic reaction after a crash: phone your own insurer. If the accident genuinely was not your fault, that call can quietly cost you money, and it is very difficult to unwind once the process has started. This guide explains the difference between the two routes in plain terms. It is general information rather than advice about your own situation.
Motorbike Written Off? Understanding the Valuation
A write-off offer is frequently the first thing riders disagree with after a crash, and often with good reason. The first figure offered is a valuation, not a fixed price, and valuations can be challenged with evidence. This guide explains how they are reached and what riders commonly get wrong. It is general information, not advice about your own bike.
The Motorbike Insurance Claim Process, Step by Step
Most riders have never made a claim before, so the process feels opaque exactly when you have least patience for it. This is what generally happens, in order, and roughly how long each stage takes. Timescales vary a great deal depending on injury and whether liability is disputed, so treat these as general guidance rather than a schedule.
Loss of Earnings
If your motorcycle accident was not your fault, you may be able to recover the income you lost. Lost earnings form part of what is called special damages. This covers pay you missed while recovering, and in some cases future losses if you cannot return to the same work. A specialist solicitor can advise on your specific situation and the evidence you will need.
Damaged Gear and Helmet
If your motorcycle accident was not your fault, you may be able to claim for damaged protective gear as part of your special damages. That includes your helmet, leathers, gloves, boots, armour and more. A helmet that took any impact should be replaced, even if it looks fine, and that cost can usually be claimed. A specialist solicitor can advise on your situation.
PTSD and Psychological Injury
Psychological injuries such as PTSD, anxiety, depression and a fear of riding are real, and if your accident was not your fault you may be able to claim for them. They can be claimed alongside physical injuries or on their own. A claim needs a proper diagnosis and a medico-legal report. A specialist solicitor can advise on your situation and help you access support.
Whiplash Reform Exemption
Motorcyclists are exempt from the 2021 whiplash reforms. The fixed compensation tariff and the Official Injury Claim portal apply to car drivers and passengers, not riders. As a vulnerable road user, your injuries are valued the normal common-law way using the Judicial College Guidelines. That usually means a fairer, more individual assessment than the fixed tariff allows.
Claim Timeline
How long a motorcycle accident claim takes depends mainly on whether fault is admitted, how serious your injuries are and whether court is needed. A straightforward claim with admitted liability and minor injuries can often settle in roughly 4 to 9 months. More serious or disputed claims commonly take 12 to 36 months, and catastrophic injuries can take longer.
Do You Need a Solicitor
You can bring a motorcycle accident claim yourself as a litigant in person, but using a specialist solicitor is strongly advisable. Bike claims involve issues most people never encounter, from filtering to claiming for gear. Most claims run on a no win no fee basis with no upfront cost, and insurers' first offers are often low. A specialist negotiates for the proper value.
Partly At Fault
Yes, you can often still claim even if you were partly to blame for a motorcycle accident. This is called contributory negligence, and it usually reduces your compensation by your share of the responsibility rather than refusing your claim. Liability can also be split between parties, for example 50/50 or 75/25, and in many cases you still recover the majority of your losses.
Interim Payments
An interim payment is an advance on your compensation, paid before your claim finally settles. It may be available once the at-fault party has admitted liability, or liability is very likely, and you would clearly recover substantial damages. It can help cover lost earnings, treatment and care while you wait. Any interim payment is later deducted from your final settlement.
Rehabilitation & Treatment
You may be able to get rehabilitation and treatment funded by the at-fault party's insurer, often before your claim settles and sometimes before liability is finally decided. This is encouraged by the Rehabilitation Code, a framework that puts the injured person's recovery first. The cost is met by the at-fault insurer and is separate from your compensation, so getting treatment does not reduce your damages.
First Offer Advice
Be cautious about accepting an insurer's first compensation offer. It is often lower than the claim is really worth, and accepting is normally full and final, so you cannot reopen it if your injuries turn out worse. Before agreeing to anything, you should have full medical evidence, a clear prognosis, and every loss worked out.
Fatal Accident Claims
If you have lost someone you love in a motorcycle accident that was not their fault, we are so sorry. No claim can undo that loss. This guide explains, gently, what may be possible. Close family members may be able to bring a claim for financial security and accountability. Specialist solicitors can handle everything sensitively.
Hit And Run Claims
If you were hit by a driver who cannot be traced or who has no insurance, you can still claim through the Motor Insurers' Bureau (MIB). Being hit by an untraced or uninsured driver does not mean you are left with nothing. Reporting to the police quickly and gathering evidence gives your claim the best footing.
Maximise Your Claim
Getting the most from a motorcycle accident claim is really about not settling for less than your claim is worth. That means waiting for a full medical prognosis, claiming every type of loss, keeping your evidence, and using a regulated specialist who values the whole picture. Nothing can be promised, and every amount depends on your own circumstances and evidence.
Who To Contact
After a motorcycle accident, contact emergency services first if anyone is hurt or the road is blocked. Then exchange details with the other driver, notify your own insurer, note any witnesses, and see your GP or hospital. Once you are safe, a regulated specialist can advise on a claim. This is general information, not legal advice.
After A Motorcycle Accident
The best thing to do after a motorcycle accident is look after your health first, then protect your position by not admitting fault, preserving evidence and getting advice before you accept anything. Small decisions in the first hours and days can matter a lot later. This is general information, not legal advice, so speak to a regulated specialist about your own situation.
Compensation Entitlement
You may be entitled to compensation after a motorbike accident if it was caused wholly or partly by someone else, you suffered an injury or a financial loss, and you are still within the usual time limit. Eligibility always depends on the individual facts. This guide explains the general tests in plain terms. It is general information, not legal advice.
Is It Worth Claiming
Whether it is worth claiming after a motorcycle accident is a personal decision. For many riders it can be worth exploring, because a non-fault claim may recover more than the injury alone, and no win no fee arrangements remove much of the cost risk. It still takes some time and effort. This is general information, not legal or financial advice.
What Can You Claim
After a non-fault motorcycle accident you may be able to claim for more than the injury itself. Depending on your circumstances, a claim can cover your pain and suffering, your motorcycle, your gear, lost earnings, care from family, treatment and out-of-pocket costs. Nothing is guaranteed, and what you recover depends on the evidence. A regulated specialist can identify every possible loss.
Choosing A Company
The right motorcycle accident claim company is regulated, specialises in bike claims, and is honest about how it works and who actually handles your case. This guide gives you simple checks you can use to judge any company before you sign anything. It is general information, not legal advice, so always speak to a regulated specialist about your own circumstances.
Does It Cost Anything
Most motorcycle accident claims are handled on a no win no fee basis, which usually means no upfront cost to you. If the claim does not succeed you generally pay no solicitor fees, provided you keep to the agreement. If it does succeed, a success fee may be deducted. Terms vary between firms, so always read the agreement. Nothing here is legal or financial advice.
Broken Leg Claims
If you broke your leg in a non-fault motorcycle accident, you may be able to make a compensation claim. Value depends on your medical evidence and how the injury is assessed against the Judicial College Guidelines, so no one can give a figure up front. This guide explains why leg injuries are common for riders, what a claim can cover, and how a specialist can help.
Wrist and Hand Injuries
Wrist, hand and arm injuries are among the most common results of a motorcycle crash, because riders instinctively put their hands out to break a fall. If your accident was not your fault, you may be able to claim. Value depends on medical evidence and is assessed against the Judicial College Guidelines, so figures come later. This guide explains the injuries, the impact, and how a specialist can help.
Shoulder and Collarbone
The collarbone is one of the most commonly broken bones for motorcyclists. When you come off and land on your shoulder, the force often travels through the clavicle. This guide explains the injuries riders see most, how they are treated, and how a claim may be assessed. Bike Crash Claims introduces riders to regulated specialist solicitors and offers general information only.
Back and Spinal Injuries
Back and neck pain after a motorcycle accident should always be checked promptly. Most injuries are soft tissue or disc related, but some are serious, and a small number involve the spinal cord. This guide explains how these injuries happen, how they are treated, and how a claim may be assessed. Bike Crash Claims introduces riders to regulated specialist solicitors and gives general information only.
Head and Brain Injuries
A head or brain injury after a motorcycle accident always needs urgent medical assessment, even if you feel fine at first. A helmet greatly reduces the risk but does not remove it. Injuries range from concussion to severe brain injury, and some effects appear later. This guide explains the symptoms, treatment and how a claim is assessed.
Road Rash and Scarring
Road rash is a friction burn caused by sliding along the road surface when protective gear fails or rides up. It ranges from mild grazing to deep wounds that risk infection and lasting scars. This guide explains the degrees of severity, how it is treated, why scarring matters, and how a scarring claim is assessed using medical evidence.
Medical Assessment
A medical assessment, sometimes called a medico-legal examination, is a normal and important part of most injury claims. An independent doctor meets you, takes your history, examines you, and writes a report on your injuries and likely recovery. It is usually arranged as part of the claim, separate from your NHS care. Being honest and thorough matters. This is general information, not legal advice.
Disputed Liability
A denial does not mean your claim is over. It means fault has to be proven rather than assumed. Liability is often established using witnesses, dashcam or CCTV, the police report, vehicle damage, and sometimes expert reconstruction. Insurers sometimes wrongly blame riders, and a specialist solicitor can push back. This is general information, not legal advice, and no outcome can be guaranteed.
Lorry and HGV Crashes
If a lorry or HGV has hit you on your motorbike, you are not alone, and the collision was often not your fault. Large goods vehicles have big blind spots and take longer to stop, which puts riders at serious risk. This guide explains common causes, who may be liable, and how a non-fault claim can work. It is general information only.
Returning to Riding
Losing your nerve after a motorcycle crash is completely normal. Many riders feel anxious about getting back on the bike, and there is no set timetable for feeling ready. This guide offers gentle, practical steps to rebuild confidence, ways to look after your mental health, and a note on when to seek help. It is general information, not medical or legal advice.
UK Motorcycle Accident Statistics
In 2024, 340 motorcyclists were killed on Great Britain's roads and 5,468 were seriously injured, according to the Department for Transport. Motorcyclists make up around 1% of traffic but a far larger share of those killed or seriously hurt, because a rider has no metal shell, seatbelt or airbag to absorb a collision. The figures below are the official reported numbers, with every source linked so you can check them yourself.
Who To Contact
After a UK bike crash that was not your fault, contact four people in this order: emergency services or your GP for any injuries, the police where the law requires it, your own insurer to report the incident, and a regulated specialist claims firm to handle any compensation claim. We are not solicitors, but we can connect you with a regulated firm, free and with no obligation.
Knocked Off Bicycle
If a driver or another party caused your cycling accident and you were injured, you can usually claim compensation. The key question is fault: if someone else was responsible for knocking you off, you may be able to recover money for your injuries, your bicycle, your kit and your financial losses. We are not solicitors, but we can connect you with a regulated specialist firm, free and with no obligation.
Car Hit My Bicycle
If a car hit your bicycle and the driver was at fault, you can usually claim compensation for your injuries, your bike and your losses. Most car-versus-cyclist collisions come down to a driver who failed to look, turned across you, pulled out, or opened a door in your path. We are not solicitors, but we can connect you with a regulated specialist firm, free and with no obligation.
Pothole Claims
If a pothole or road defect caused your cycling crash, you may be able to claim against the highway authority or council responsible for maintaining that road. These claims can be harder to prove than driver collisions, so evidence matters. We are not solicitors. We connect you with a regulated specialist firm for a free, no-obligation review.
Hit and Run
Yes. If you were injured by an untraced or uninsured driver while cycling, you can usually still claim through the Motor Insurers' Bureau, known as the MIB. It exists to help people hurt by drivers who cannot be traced or who had no insurance. We are not solicitors. We connect you with a regulated specialist firm for a free, no-obligation review.
Crash Evidence
The strongest bike crash claims are built on evidence gathered early: driver and vehicle details, photos of the scene and damage, witness contacts, dashcam or helmet-cam footage, and a prompt medical record. This applies to bicycle, e-bike, scooter and motorbike crashes alike. We are not solicitors. We connect you with a regulated specialist firm for a free, no-obligation review.
Bicycle Damage
Yes. If someone else caused your accident, you can usually recover the cost of repairing or replacing your bicycle and damaged kit, such as your helmet, clothing, lights, computer or phone, as part of your claim alongside any injury. Damage-only claims are also possible even when you were not badly hurt.
No Win No Fee
Most UK cycling injury claims run on a no-win-no-fee basis, which means a Conditional Fee Agreement, or CFA. If the claim does not succeed you generally pay no legal fee, and if it succeeds a success fee is deducted from your compensation. It is designed so you can pursue a claim without paying upfront.
Dooring Claim
Yes. If a driver or passenger opened a car door into your path and you were injured, they are usually at fault. Opening a door carelessly onto a passing cyclist is an offence, so liability generally rests with the person who opened it, and you can typically claim for your injury and any losses.
UK Bike Crash Report
In 2024, 82 pedal cyclists and 340 motorcyclists were killed on Great Britain's roads, and together the two groups accounted for over 30,000 reported casualties. This report brings the official Department for Transport figures for bicycles and motorbikes together in one place. The clearest finding: the single most common cause of serious crashes is the same for both, and it is simple failure to look.
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